Determination the Bank Preferences and Store Card Using Habits of Students of Faculty of Medicine and Faculty of Dentistry through Logistic Regression

Abstract

The aim of this is study to determine the bank preferences and store card using habits of students of Faculty of Medicine and Faculty of Dentistry through logistic regression. The population of our research is the students of Faculty of Medicine and Faculty of Dentistry in Dicle University. The data related to the study were collected through a survey using face-toface technique. The sampling of the study consists of 229 medical students and 222 students of Faculty of Dentistry (451 students in total). Categorical variations that show the bank preferences and store card using habits of students were tested through chi-square test. The bank card preference of the students was taken as dependent variable. Variables that determined the preferences for bank cards and store cards were studied through binary logistic regression method. Variables that showed the bank preferences and credit card using habits of students were age, gender, the number of family members, education level of the mother and father, the average monthly income, and residence. The variables that were found to be effective in bank credit card using habits of the students were, education level of the mother, from whom the students got financial support for covering their expenses, average monthly income, where they resided, their bank credit card using preferences in shopping, bank cards, the number of the cards they used, and the sufficiency of the discounts made in stores.

Through backward logistic regression, the classification rate of the last model that developed in the seventh stage was found to be 80.5%. The important items that were found to be important in determining the dependent variable: education level of the mother, credit card using, store cards, bank preference and the number of automated teller machines in campus area were used in the model.